Upstate Premier Mortgage of Baldwinsville opened its doors in August 2013, with the concept of providing exceptional customer service and has been growing and expanding since. We are a neighborhood business supporting the needs of our customers. We pride ourselves on continuing and developing strong customer relationships. Our loan officers are all licensed loan originators, licensed with the State of New York. All loan originators take part in continuing education to ensure they are prepared with the most up to date information to provide you with the best products available and the best experience possible. Upstate Premier Mortgage Inc. is approved to work with many banks. What that means for you is that we will find the product to best serve your needs.
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Below is an explanation of some of the many services we provide. Contact us if you don't see what you are looking for as we may have options for you.
An FHA loan is a mortgage insured by the Federal Housing Administration. Borrowers with FHA loans pay for mortgage insurance, which protects the lender from a loss if the borrower defaults on the loan.
Because it's not part of the primary mortgage market, all Fannie Mae loans actually come from outside lenders. Fannie Mae routinely buys mortgages from banks and other private lenders, puts them together and turns them into mortgage-backed securities.
A 30-year fixed mortgage is a loan whose interest rate stays the same for the duration of the loan.
The Federal Home Loan Mortgage Corporation (FHLMC), known as Freddie Mac, is a public government-sponsored enterprise (GSE), headquartered in the Tyson's Corner CDP in Fairfax County, Virginia. The FHLMC was created in 1970 to expand the secondary market for mortgages in the US.
A mortgage broker acts as an intermediary who brokers mortgage loans on behalf of individuals or businesses.
The 203K loan is a type of FHA loan. It can be used for an entirei rehab of a property or just a few select repairs. There are actually 2 types of 203K loans, one is refered to as a streamline 203K and is for rehab costs that are less than $35,000 and have a few limitations that a full blown 203K does not.
Getting a new mortgage to replace the original is called refinancing. Refinancing is done to allow a borrower to obtain a better interest term and rate. The first loan is paid off, allowing the second loan to be created, instead of simply making a new mortgage and throwing out the original mortgage.
A USDA home loan is a zero down payment mortgage for eligible rural and suburban homebuyers. USDA loans are issued through the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, by the United States Department of Agriculture.
A VA loan is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs (VA). The loan may be issued by qualified lenders.
Phone: 844-264-9585 (toll free) 315-635-5892 315-635-5894 (fax)
Phone: 844-264-9585 (toll free) 585-247-4610 585-571-4522 (fax)
Phone: 844-264-9585 (toll free) 585-869-0222 585-445-3469 (fax)
Phone: 888-792-8021 (toll free) 315-792-8021 315-792-0002 (fax)
Phone: 844-264-9585 (toll free) 954-251-2201 754-263-3131 (fax)
Phone: 800-218-6974 (toll free) 704-243-6040 704-269-4758 (fax)
Upstate Premier Mortgage of Baldwinsville opened its doors in August 2013, with the concept of providing exceptional customer service and has been growing and expanding since.
Registered Mortgage Broker New York State Department of Financial Services All Mortgages arranged with third party providers
Our staff is dedicated to work with you and provide the best service possible.
Owner
315-635-5892 ext. 21 (office)
315-730-0483 (cell)
NMLS # 54742
dan@up-mortgage.com
Sales Mgr/Sr Mortgage Consultant
315-635-5892 ext. 20 (office)
315-561-9580 (cell)
NMLS # 55997
mark@up-mortgage.com
Administrative Assistant/Mortgage Consultant
315-635-5892 ext. 10 (office)
NMLS # 1696412
mikiz@up-mortgage.com
Sr Mortgage Consultant
315-635-5892 ext. 37 (office)
315-484-3168 (cell)
NMLS # 1060327
wayne@up-mortgage.com
Loan Officer
315-635-5892 ext. 27 (office)
315-730-8602 (cell)
NMLS # 1670707
michael@up-mortgage.com
Sr Mortgage Consultant
315-635-5892 ext. 30 (office)
315-263-3052 (cell)
NMLS # 54430
petar@up-mortgage.com
Sr Mortgage Consultant
315-635-5892 ext. 23 (office)
315-406-5284 (cell)
NMLS # 58596
jesse@up-mortgage.com
Sr Mortgage Consultant
315-635-5892 ext. 19 (office)
315-427-5593 (cell)
NMLS # 35600
debbie@up-mortgage.com
Registered Mortgage Broker New York State Department of Financial Services All Mortgages arranged with third party providers
Our staff is dedicated to work with you and provide the best service possible.
Branch Manager
585-247-4610 (office)
585-615-2330 (cell)
NMLS # 58604
kevin@up-mortgage.com
Loan Originator
716-812-3551 (office)
585-615-2330 (cell)
NMLS # 25473
peggy@up-mortgage.com
Registered Mortgage Broker New York State Department of Financial Services All Mortgages arranged with third party providers
Our staff is dedicated to work with you and provide the best service possible.
Registered Mortgage Broker New York State Department of Financial Services All Mortgages arranged with third party providers
Our staff is dedicated to work with you and provide the best service possible.
Senior Loan Officer
315-792-8021 (office)
315-749-4248 (cell)
NMLS # 61741
damico@up-mortgage.com
Senior Loan Officer
315-792-8021 (office)
315-725-9343 (cell)
NMLS # 34100
mbambara@up-mortgage.com
Upstate Premier Mortgage is now open in North Carolina. Our North Carolina customers receive the same exceptional service that our New York customers have grown accustomed to.
Registered Mortgage Broker North Carolina Commissioner of Banks Office All Mortgages arranged with third party providers
Our staff is dedicated to work with you and provide the best service possible.
Senior Loan Officer
315-792-8021 (office)
315-749-4248 (cell)
NMLS # 61741
damico@up-mortgage.com
Upstate Premier Mortgage is now open in Florida as Hollywood Premier Mortgage. Our Florida customers receive the same exceptional service that our New York customers have grown accustomed to. Visit our Florida website at www.hp-mortgage.com
Registered Mortgage Broker Florida Office of Financial Regulation All Mortgages arranged with third party providers
Our staff is dedicated to work with you and provide the best service possible.
Mortgage Consultant
954-251-2201 (office)
786-317-0342 (cell)
NMLS # 1625285
jessica@up-mortgage.com
What some of our clients are saying.
It may have taken over a year to find the right home, but with Jesse Card's help I just closed on my first home yesterday. Jesse was my first call when a home caught my attention, and has been by my side through the entire process. I couldn't have imagined going through all this without him. I would recommend him to any and everyone.
Got our first home through them they are awesome!
We finally own our own home, we closed yesterday!! It took an army to get us here and we appreciate you all immensely, I want to send out a special thank you to Jesse for leading the charge, words can't even describe how much you did for us. It was a rough road, but we made it. We not only gained a home, we gained a friend!! Thank you!!
